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About Shirley McAllister, CPP, PHR
Expertise
I can answer payroll questions, payroll tax questions, 401K questions. No stock option questions please and I have some knowledge of other pensions but am most familiar with the 401K pension. I can answer U.S.and Canada payroll questions proficiently and have a good general knowledge of UK and South Africa and some knowledge of Australia and New Zealand Payroll procedures. Please do not ask me homework questions I do not have time to answer them.

Experience
25 years with an international company in the Human Resources, Payroll and Payroll Tax areas.

Organizations
SHRM, APA, I.O.M.A.

Publications
I.O.M.A. and BNA

Education/Credentials
P.H.R., C.P.P., Canadian Payroll Administrator, Successfully passed APA class on UK Payroll Administration. Boise State University Human Resource Certification

Awards and Honors
APA Hotline Citation of Merit for last 8 years.

You are here: Experts > People/Relationships > Retirement Planning > Accounting, Payroll & Pension Issues > pension funds

Accounting, Payroll & Pension Issues - pension funds

Expert: Shirley McAllister, CPP, PHR - 10/30/2009

Question
Hi I was was laid off from my work and would like to know if I can GET MY PENSION NOW. i AM 21 YEARS OLD THANKS

Answer
You can't get your pension without penalties until you are 591/2. If you have company pension you cannot get it until retirement age. If you have 401K you may be able to either get a loan on it or a hardship distribution. You would have to talk to your 401K administrator.

Shirley

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