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Dear Prof Scott

http://en.wikipedia.org/wiki/General_insurance

http://en.wikipedia.org/wiki/Earthquake

Can Apartment / Bungalow property owners claim their Insurance on occurrence of earthquake ?.

Do General Insurance policies provided by Public or Private limited cos cover insurance coverage for natural disaster such as Earthquake ?.

Awaiting your reply,

Thanks & Regards,

Prashant S Akerkar

What I have found is that most insurance for your home doesn't cover earthquakes.

That can be seen here http://www.farmers.com/home/earthquake/

At the bottom it should be noted that it says in California,

it is handled by an independent organization.

Since I grew up in Oregon (just north of California), I have heard a lot about the earthquakes down there. I have known people that have lived near San Francisco and they have told about me a lot about getting tremors (the ground shifting) now and then.

It should be noted that those living in an earthquake zone should have several batteries to be used when necessary, a pipe wrench to be able to close down pipes, and a fire extinguisher to put out fires.

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Comment | Dear Prof Scott Thank you. Thanks & Regards, Prashant S Akerkar |

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