| Subject | Date Asked | Expert |
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| co-owner-no insurance | 8/29/2008 | Doctor Settlement |
Q: My boyfriend is a co-owner of a car that he and his ex-girlfriend purchased over 2 years ago. Their ...
A: Doctor Settlement is an expert on personal injury insurance claims, but I will try my best to sort ...
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| Auto Insurance and Accident | 8/29/2008 | Richard Hixenbaugh |
Q: I was hit in the rear at a stop light and hit the car in front of me. The guy who hit me took off. ...
A: You should not pay him anything. You were not at fault for the damage. If he is also aware that ...
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| Advice needed : ) | 8/29/2008 | Richard Hixenbaugh |
Q: I was recently rear ended. The collision damaged the unibody (sp?) and the insurance company ...
A: In addition to the cost of repairs, you are also entitled to be paid for the loss of value to the ...
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| losses/diminished value | 8/29/2008 | Claims Guy |
Q: ok short version/ our son was rear ended by a drunk driver while sitting at a red light who in turn ...
A: At this point you should call GEICO and the body shop and explain your concerns. It appears the ...
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| geico settlement | 8/29/2008 | Richard Hixenbaugh |
Q: My daughter was sitting at a street light and was rear ended by a geico driver. I was told the ...
A: I'm sorry your daughter had to go through this. Under the circumstances, with over $45,000.00 in ...
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| Lien holder responsibilities | 8/28/2008 | Anne |
Q: My husband bought my step daughter a truck. The truck is registered in her name only with my husband ...
A: If you husband is not listed as an “owner” or registered “owner” anywhere, there is no liability ...
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| Auto Insurance claim | 8/28/2008 | Richard Hixenbaugh |
Q: I drive a scion XA 2006. I was involved in an minor accident near my house when an older lady was ...
A: If you did not get any of the ladies information and there was no independent witness, your ...
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| gap insurance denies claim | 8/28/2008 | Richard Hixenbaugh |
Q: my truck rolloed over and was totaled by my personal auto ins. but it didnt cover all the balance so ...
A: The thing that determins whether or not they have to provide coverage is the actual wording of the ...
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| Car Insurance Policy | 8/28/2008 | Bennie719 |
Q: my boyfriend and I were driving when we were involved in a 6 car pile up, anyway, because of that ...
A: I have noticed over the past several years that insurance companies are adding drivers to the policy ...
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| shoulld I sue insurance company | 8/27/2008 | Richard Hixenbaugh |
Q: Richard Hixenbaugh: At Feb. 28, about 6 clock,one teenage girl hit my car in my driveway, her ...
A: You would not sue Allstate at all. If you file a law suit it would be against the girl who was ...
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| Minor car accident? | 8/27/2008 | Doctor Settlement |
Q: My car was recently hit in the parking lot of my son's school. The lady that hit us was backing out ...
A: From your question I gather that you were not injured and that you are dealing only with minor ...
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| Enterprise Rent-A-Car | 8/27/2008 | Richard Hixenbaugh |
Q: My car was hit while parked in a parking lot by an Enterprise rent-a-car. We got the license plate ...
A: Unfortunately, the only way to get the information out of enterprise is to hire an attorney to file ...
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| regarding rental insurance claims | 8/27/2008 | Anne |
Q: i had rented out a car and yesterday i felt sick and i asked my friend to drop me and he dropped me ...
A: Well, It is very hard for me to give you a definite answer without looking at the agreement that ...
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| Liability and getting an Insurance Company to pay | 8/27/2008 | Richard Hixenbaugh |
Q: I was in an accident with another vehicle. Because real fault was not determined by the police at ...
A: At this point your issue is with your insurance company not the other parties company. If your ...
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| med pay | 8/27/2008 | Anne |
Q: I was a passenger in an auto accident-- not my car--not our fault (sister driving). If the med pay ...
A: They could. They are not supposed to (you are not at fault) but insurance companies will use this ...
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| A big tire in the left most lane on the Highway 87 | 8/27/2008 | Bennie719 |
Q: On Aug 26, I was driving on Highway 87 north. The traffic was flowing at the speed limit ( ...
A: Anytime that you hit an object laying on the roadway, it is considered a collision, you are ...
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| Three Car Accident | 8/27/2008 | Claims Guy |
Q: I was in an accident on the 101 freeway in Los Angeles on July 29th. A car in front of me slammed on ...
A: What a mess. This claim was handled very poorly by USAA, which is unusual as they are a good ...
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| DO I have to accept The Ins Co's damage estimate? | 8/27/2008 | webfoot |
Q: About a week ago, I hit a goat with my Honda Element. The damage appeared to be restricted to the ...
A: Must have been a Billy goat with radiator piercing horns... I've handled very similar claims and my ...
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| Car Accident | 8/26/2008 | Richard Hixenbaugh |
Q: At a stoplight my son's car was hit from behind. The guy who hit it insurance company said the ...
A: Unfortunately no. The decision to repair or total a car is soley up to the insurance company. If the ...
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| car accident | 8/26/2008 | Bennie719 |
Q: I let my insurance expire due to some financial issues and planning to get a new policy on Friday. ...
A: Most insurance companies will allow you to enter into a settlement agreement and make reasonable ...
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| Policy Limits | 8/26/2008 | Doctor Settlement |
Q: Dr. I was recently in a car accident in April. The other party was found at fault. I was rushed to ...
A: You have a VERY SERIOUS INJURY, and please get some good professional information before you take ...
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| Quick Question | 8/25/2008 | Richard Hixenbaugh |
Q: A "jiffyLube" here in Las vegas, NV has detroyed our transmission, according to two ASE certified ...
A: You should send the owner or nmanager of the shop a demand letter by certified mail.return receipt ...
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| Right of way v. speeding | 8/25/2008 | Anne |
Q: I was in a parking lot that has a residential alley that runs through it. Before making a right turn ...
A: Probably yes. His statements will hurt his case significantly I believe. However, as you know, ...
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| Plaintiff in upcoming small claims | 8/25/2008 | webfoot |
Q: I am in Sacramento California. Real quick question..try to give you info so you can visualize this. ...
A: Yes, that is a valid defense argument in some accidents. It is most often applied in lane change ...
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| pregnant passenger in boat accident exhusband drove his dads boat wont give insurance name or claim | 8/25/2008 | Doctor Settlement |
Q: Im a pregnant passenger in a head on totalled boating accident in Fairbanks Alaska my ex husband was ...
A: Sorry to hear that they are giving you the runaround. I need to first ask two things. #1. Was ...
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| Auto Accident While Delivering PIzza | 8/24/2008 | Richard Hixenbaugh |
Q: My brother was in an accident whiile delivering pizzas for a restaurant chain. He had an accident, ...
A: This is a common problem. The standard personal auto policy does not coverage damage that is caused ...
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| Working with at fault Insurance Agency | 8/24/2008 | Richard Hixenbaugh |
Q: Richard, I live in Texas. Background: I own an older car, was hit and I am going through the at ...
A: Unfortunately, the decision to repair or total a car is solely up to the insurance comapny. You, the ...
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| auto accident entitlements | 8/24/2008 | Richard Hixenbaugh |
Q: i was in a accident when a guy ran a stop sign and totaled my caravan . my caravan is a 1998 and i ...
A: The rebuilt trans mission will add some value if it was done within the last year. You will have to ...
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| auto accident | 8/24/2008 | Claims Guy |
Q: Say a person is involved in a auto accident. Calling this person bob. The other person is at fault ...
A: I'm glad to hear that things are working out well and the doctor does not expect anything serious. ...
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| Plaintiff in upcoming small claims | 8/24/2008 | webfoot |
Q: I am in Sacramento California. Real quick question..try to give you info so you can visualize this. ...
A: Honestly, if you tell the judge exactly what you've told me, I believe that you'll be fine. It makes ...
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| "Injury" Accident | 8/23/2008 | Doctor Settlement |
Q: I was involved in a minor car accident about a month ago where the other party ran a red light and ...
A: No, you do not need an attorney, BUT you need to report these facts to your insurance company ASAP. ...
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| auto accident | 8/23/2008 | Richard Hixenbaugh |
Q: I was recently in an auto accident. The other driver was ticketed for failure to yield. I was not ...
A: Insurance companies will often try to reduce the amount they will have to pay by placing a ...
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| Recovery of deductible | 8/23/2008 | Anne |
Q: My 18 year old daughter let a 18 year old friend use her car, the friend promptly drove it into a ...
A: That is about your only venue. Your insurance company covers her as “an insured,” so they already ...
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| Fail to fully pay the repair facility | 8/23/2008 | webfoot |
Q: I was rear ended last month. Progressive has taken full responsibility and I chose my own repair ...
A: If you chose your own shop and they are charging beyond the prevailing market rate for the repair, ...
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| Computer laptop issue with insurance | 8/23/2008 | Richard Hixenbaugh |
Q: We have never had a claim before but in April had a hot water heater explode. We had alot of damage ...
A: This is standard for insurance companies. They assume that every claim has fraud in it and that you ...
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| auto accident | 8/23/2008 | Claims Guy |
Q: Say a person is involved in a auto accident. Calling this person bob. The other person is at fault ...
A: Ok, you guys need to slow down a little bit. Don't be in such a rush to settle this claim. The ...
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| Personal Injury Claim | 8/23/2008 | Anne |
Q: Say a person is involved in a auto accident. Calling this person bob. The other person is at fault ...
A: I am sorry to hear that Bob (your dad) was in such an accident. You are asking me about pain and ...
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| Liability of insurance company on a newly purchased car involved in an accident | 8/23/2008 | Bennie719 |
Q: Yesterday I purchased a used car from an auto dealership and called my insurance company to have the ...
A: I'm sorry to learn of your predicament. Your husband may be 100% correct in his feelings that the ...
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| AUTO/PEDESTRIAN ACCIDENTS IN UTAH | 8/22/2008 | Anne |
Q: Utah is a no-fault state, so if a pedestrian is hit by a car, whose insurance is billed, the ...
A: You don't have to meet these criteria if you are injured by an uninsured motorist or by someone with ...
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| car accident | 8/22/2008 | Richard Hixenbaugh |
Q: A man crashed into the rear of my car in a MacDonalds drive through and he is saying that I reverse ...
A: Unfortunately, when ther are conflicting stories and both parties are insured with the same company, ...
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