| Subject | Date Asked | Expert |
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| Claim | 11/24/2009 | Anne |
Q: What should I expect from the auto insurance company since I was in a car accident while driving ...
A: I am a little confused with your question. You own two cars but had only one listed? well, this ...
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| Car was totaled now what | 11/24/2009 | Rob Painter, Ase, CFEI, CAFATE |
Q: what will my insurance company do for me now that my car was totaled in a accident.The fault is on ...
A: In all honesty, you have not given me all details about your claim, but that is OK. The best ...
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| HELP!!! -URGENT!!!!- | 11/24/2009 | Charlie Barone |
Q: My name is Alicia,I live in Texas. In May a guy hit my car in the parking lot of my apartments.I was ...
A: If you are saying that the insurance adjuster was from the company that insured the person that hit ...
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| Lienholder buys retroactive coverage | 11/24/2009 | Richard Hixenbaugh |
Q: Because I lost my job I went without coverage on mycar for approx 5 months. Can the credit union ...
A: That does sound a bit fishy. However, if the insurance company is willing to sell it and accepted ...
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| Car Accident | 11/24/2009 | Anne |
Q: In July of this year I was in an accident on a busy interstate in Georgia. The 19 year old was ...
A: Well you are in a difficult spot. IF you do get a lawyer, it will cost you at least 33% plus legal ...
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| Totalled car - what is a fair claim settlement? | 11/24/2009 | Ernest Ferraro |
Q: I was hit by someone about a month ago on the highway. My boyfriend was driving my car (he had ...
A: Sophia, I don't know what your injuries are so it's hard to value the claim. However, I don't ...
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| backing out of parking space-who's at fault | 11/23/2009 | Charlie Barone |
Q: I was backing out of a parking space when another vehicle pulled behind and I stopped, the guy kept ...
A: Based on how you described the sequence of events, I would say that you were at fault, since his car ...
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| Loss of use and Can't find my Attorney | 11/23/2009 | Ernest Ferraro |
Q: Greetings Ernest My question is in the state of georgia can I recover loss of use monies in regards ...
A: Mike, I'm not familiar with Georgia law since I'm only licensed in NY. However, you're probably ...
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| Auto Insurance Repairs | 11/23/2009 | Richard Hixenbaugh |
Q: I own a two door vehicle with comprehensive coverage. My left rear quarter panel was damaged and my ...
A: Yes, it is correct. Since the first repairs were not completed, the insurance company will not pay ...
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| How should I handle the Insurance Company? | 11/23/2009 | Richard Hixenbaugh |
Q: My vehicle was parked on the street and was sideswiped over night taking off my driver side mirror ...
A: Regardless of the cause of the damage your collision coverage will pay the cost of the repairs less ...
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| auto insurance | 11/23/2009 | Ernest Ferraro |
Q: my claims settlement remains in dispute as per insurance company, what does it mean?
A: I'm not exactly sure with so little information but it might mean that they are not sure that they ...
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| no win no fee | 11/23/2009 | Richard Hixenbaugh |
Q: I live in United Kingdom. I am writing you to ask whether is possible to drop my Now Win No Fee ...
A: Unfortunately, being based in the U.S., I am not familiar with U.K. Insurance regulations and laws. ...
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| BI Claim - At fault driver Not Owner/Operator | 11/21/2009 | Claims Guy |
Q: At fault driver age 22 hit Taxi I was passenger in on rear driver side at 60 mph or greater. Both ...
A: #1. Tell me several other possible tortfeasors that may be an option. #2 The owner of the car driven ...
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| parking lot accident | 11/21/2009 | Richard Hixenbaugh |
Q: My question is about Florida no-fault, my vehicle was recently hit by another in a parking lot, it ...
A: The term "No Fault: in the state of Florida only applies to injuries. It simply means that ...
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| What's a possible Settlement Range | 11/21/2009 | Claims Guy |
Q: Feb 2009 I was passenger in a DC Taxi. The driver who rear-ended the taxi 100% at fault. I live in ...
A: Most attorneys will not charge for an initial consultation, but you should verify this before you ...
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| SS# needed for 3rd party claim? | 11/20/2009 | Charlie Barone |
Q: I was in a minor auto accident where the other person was at fault, no injuries, minor damage. I do ...
A: I'm unfamiliar with this practice, although a major insurance company is unlikely to do anything ...
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| GAP Insurance | 11/20/2009 | Ernest Ferraro |
Q: My car was totaled by a semi-truck. The driver of the truck was cited, his insurer is going to pay ...
A: Clint, I don't think he has anything against you - it's just how insurance companies act. They are ...
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| Auto insurance company procedure | 11/20/2009 | Richard Hixenbaugh |
Q: In February our daughter was in an accident where her car was totaled. The car was hers, but it was ...
A: You certainly have the right to know what is going on. You will not be rocking the boat to call your ...
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| insurance claim or homeowners claim | 11/20/2009 | Richard Hixenbaugh |
Q: I was driving into the area where I park my vehicle. It is in my neighbors yard. As I was entering, ...
A: Based on your explanation, this would be considered your fault. You would make a claim on your auto ...
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| AN OLD ACCIDENT | 11/20/2009 | Ernest Ferraro |
Q: My brakes went out and I hit another car, me being 21 and not knowing the importance of having auto ...
A: Donald, sorry to hear about your situation. Unfortunately, if you didn't have insurance at the time ...
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| Partially denied claim | 11/20/2009 | Ron Cercone |
Q: My wife was in an accident. The other driver turned out in front of her and was given a citation. ...
A: It sounds like your claims department thinks she is half at fault. So find out why they say that and ...
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| GAP Insurance | 11/20/2009 | Ernest Ferraro |
Q: My car was totaled by a semi-truck. The driver of the truck was cited, his insurer is going to pay ...
A: Clint, If you've received full value for your car (which it sounds like you have) then your only ...
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| Bodily Injury Claim | 11/19/2009 | Ernest Ferraro |
Q: I was a passenger in an automobile and the driver (not the owner/insured of the vehicle) pulled out ...
A: Good question. Sorry to hear you're in this predicament. Here's what I would do. (1) From the ...
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| rear ended | 11/19/2009 | Richard Hixenbaugh |
Q: I was rear-ended 2 weeks ago in Missouri while sitting at a red light. Minor damage to car, minor ...
A: You should request the insurance adjuster send you a letter or an email that explains in detail the ...
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| insurance claim | 11/19/2009 | Ron Cercone |
Q: I bumped into a car that had stopped directly behind me while I was backing out of a parking spot. ...
A: Well unfortunately your policy says once you turn in the claim, your insurer has the right to settle ...
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| Diminished value= $21,000 | 11/19/2009 | Ernest Ferraro |
Q: I have a 2008 mini cooper S hard top. In May a woman ran a red light and hit my drivers side from ...
A: Diminished value is only available in some states - you should check if it's available in your ...
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| Should I withdraw my auto claim? | 11/18/2009 | Charlie Barone |
Q: My husband parked my car at a parking lot and it was backed into a spot. When he got back to the ...
A: The vehicle's on-board computer may have a record of the air bag deployment, in which case the speed ...
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| Questionable Settlement Offer | 11/18/2009 | Ernest Ferraro |
Q: My husband was rear ended on Sept 29th in Los Angeles, California. We received a total loss ...
A: Giesel, Unfortunately, this is standard operating procedure for insurance companies. Everything is ...
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| liability of lienholder | 11/18/2009 | Ernest Ferraro |
Q: Our company has recently terminiated an employee. The employee is listed on the title as registered ...
A: Sam, If you are in the business of leasing or financing vehicles than you have no liability ...
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| claim Nego II | 11/17/2009 | Ernest Ferraro |
Q: Hey Ernesto this is my last question you have helped me so much!! the last message you sent me you ...
A: Three important factors: (1) What do your medical records show (your recovery will be based on the ...
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| Claim Nego | 11/17/2009 | Ernest Ferraro |
Q: 000 that's the norm here in Georgia.I think I could talk the insurance company into a decent ...
A: I can't really make an accurate comment on the value of your injury without looking at the whole ...
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| Claim Nego | 11/17/2009 | Ernest Ferraro |
Q: 000 that's the norm here in Georgia.I think I could talk the insurance company into a decent ...
A: The police report is THE key written element to the liability portion of your claim. Having the ...
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| Diminished Value / Loss of use | 11/17/2009 | Charlie Barone |
Q: my question is are these two situations the same when you are involved in a auto accident. I got a ...
A: Mike, Depending on the language in your policy, you may be owed for rental car costs or loss of ...
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| Claim Nego | 11/17/2009 | Ernest Ferraro |
Q: 000 that's the norm here in Georgia.I think I could talk the insurance company into a decent ...
A: Mike, I would hire an attorney - plain and simple. I know that sounds like a standard answer ...
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| Questionable Settlement Offer | 11/17/2009 | Richard Hixenbaugh |
Q: My husband was rear ended on Sept 29th. We received a total loss settlement offer from the at fault ...
A: CCC has been sued many times over its valuation practices. The insurance company has no interest in ...
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| Minor accident..but found out no coverage | 11/17/2009 | Richard Hixenbaugh |
Q: While backing out of a parking space my car hit another traveling the wrong way on a one-way street. ...
A: I'm sorry this response was a bit slower. The approach you outlined may have been successful if ...
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| Attorney or Not | 11/17/2009 | Claims Guy |
Q: Greetings, I was in a accident on 9/21/09 and I just completed my Physical therapy and medical ...
A: An attorney will probably get a larger settlement, but will also charge you between 30% and 50% of ...
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| Minor accident..but found out no coverage | 11/17/2009 | Richard Hixenbaugh |
Q: While backing out of a parking space my car hit another traveling the wrong way on a one-way street. ...
A: Don't bother with an attorney, they likely will not want to get involved in this. Yes you should ...
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| Fair or not Fair in regards to Diminished Value | 11/15/2009 | Ernest Ferraro |
Q: 54 and stated that the actual NADA ACV was $12,500 the insurance company then states in the letter ...
A: Paying out as little as they can and taking as much of your money is the whole point behind every ...
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| salvage retention form requirement | 11/14/2009 | Ernest Ferraro |
Q: Ferraro, My vehicle was totaled by the cited driver in an accident. It was towed to a storage ...
A: I'm a licensed attorney in New York but not Florida so I can't give you an opinion with respect to ...
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