You are here:
- Home
- Autos
- Auto Insurance
- Auto Insurance Claims
- can I get a medical injury settlement
Auto Insurance Claims/can I get a medical injury settlement
Advertisement
Question
I tried to avoid hitting a deer and rolled my vehicle in a ditch. I had my seat belt on but did hit my head on the drivers side door. I went to the emergency room have swelling in my neck and back and pain. Since it was a one car accident can I only receive my medical bills paid or can I claim anything for time off work etc.
Thanks,
Hi Ann,
I'm sorry to learn of your unfortunate incident with the deer.
If you carry Auto Medical Payment coverage under your insurance policy, your company will pay your medical bills up to the limits of coverage, otherwise, you will need to turn to your health insurance for coverage.
Since there was no 3rd party responsible for the accident, I see no way that you will be able to recover lost wages except by using your sick leave or vacation time.
I hope this has been of help.
Your feedback by rating my answer will be appreciated.
Sincerely,
Bennie
- Add to this Answer
- Ask a Question
| Rating(1-10) | Knowledgeability = 10 | Clarity of Response = 10 | Politeness = 10 |
| Comment | Thanks that was my thoughts also but I thought it was worth a try. They will pay my medical bills and I do have sick leave so I guess all is well. | ||
Related Articles
Answers by Expert:
Bennie719
Expertise
I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.
Experience
Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license.
I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.
Education/Credentials
not applicable
©2012 About.com, a part of The New York Times Company. All rights reserved.