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Auto Insurance Claims/Pedestrian car accident

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Expert: - 10/5/2008


Question
30 days ago I was crossing an avenue with the light in my favor(red to the cars), a car came to the intersection and turn left running me over, I have an incomplete fracture of the tibia and a broken fibula, I havent been able to walk and work for a month (salary 9,000 monthly),I am also a bowler and havent been able to play either, my life has change so much, what could I expect from the insurance company?

Answer
Sorry about your injury Anibal.

I need a lot mroe information to answer your question.  Has the insurance company for the driver accepted liability?  Depending on the state where you live, you may be able to make an injury claim for medical bills and wages with your auto insurance carrier as well s that of the driver.

If they accept liability, they will wait until you have been released from medical care, then they will collect all of your medical bills and records, and then they will make you an ffer tos ettle your claim.  The offer will depend on the amount of your bills and the extent of your injury.

Auto Insurance Claims

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Claims Guy

Expertise

I am currently an Auto Claims Manager for a large insurance company. I have 18 years experience in the industry, having worked as a Claims Adjuster, Injury Settlement Negotiator, Claims Manager, SIU/Fraud Investigator, and Compliance Officer......I can answer questions related to any aspect of Automobile insurance claims and coverages. I can provide an inside look at how insurers operate. I always treat my customers fairly and want to help make sure you are treated fairly. However, please keep in mind that being treated fairly according to the law does not guarantee that you will get what you want. I can also answer some questions regarding Homeowner's and other types of insurance claims. I have handled all types of auto insurance claims and coverages. I am NOT an automotive repair expert but can give advice re how insurers handle complex repair issues. Please keep in mind that every state has its own set of laws pertaining to rules of the road, liability, and insurance. No one is an expert on every state. I am most familiar with laws in Maryland, DC, West Virginia, and Virginia, but will attempt to answer questions for other states. I am not an attorney an cannot provide legal advice. My advice will be my opinion based on my experience.

Experience

I am currently an Auto Claims Manager for a large insurance company. I have 18 years experience in the industry, having worked as a Claims Adjuster, Injury Settlement Negotiator, Claims Manager, SIU/Fraud Investigator, and Compliance Officer. I am not an attorney an cannot provide legal advice. My advice will be my opinion based on my experience.

Organizations
CPCU Society. Adjusters license in multiple states. International Association of Specal Investigators

Education/Credentials
I have a B.S. in Finance and have completed the AIC and CPCU designations.

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