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About Richard Hixenbaugh
Expertise
Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience
I have been involved in the insurance industry for over 20 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 10 times.

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present clients
My company has done work for consumers nationwide.

 
   

You are here:  Experts > Autos > Auto Insurance > Auto Insurance Claims > car accident

Auto Insurance Claims - car accident


Expert: Richard Hixenbaugh - 10/6/2008

Question
was involved in a car accident 9/15. I was a a complete stop, it was a 20 mile/hr corner and I got rear ended. I have no insurance and neither does the woman that hit me. Is it worth sewing or what is my case here. Do I need a pro bono? I have no money.

Answer
Hi Brittney,

You can file a law suit if you want to. However, just as you have said that you have no money and had no insurance, the other person had no insurance either and likely has no money either. Even if you win your law suit, if the other person has no money, you will not get paid. Also, it will be very hard to find an attorney to take this kind of case on a pro bono basis.

Based on all of this, it appears you will just have to pay for the repairs yourself or try to file suit and hope you can get some money.

I hope this helps
Richard Hixenbaugh

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