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Auto Insurance Claims/check from insurance

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Expert: - 10/7/2008


Question
Hi i recently got in a car accident and the driver wasn't insured. but the owner was and i filed with my insurance and theirs. my insurance fixed the car and the other insurance sent me a check for the damage what do i do with the check? its in my name. also my insurance said they were seeking for the other insurance company to pay back the deductible and they would reimburse when they got it.

Answer
Well, if the other insurance company paid you, you have to turn those funds into your insurance company (mines your deductible). You cannot have double recovery and your own insurance policy probably have subrogation of rights clauses in it. To learn more about subrogation of rights, visit:
http://www.auto-insurance-claim-advice.com/Subrogation-of-Rights.html

This means that you have contractual duty to refund the money to your insurance company.

I hope this helps,

Good Luck
Anne
http://www.SpokaneLegalHelp.com  

Auto Insurance Claims

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Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

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