Auto Insurance Claims/Back up damages

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Question
I backed up in a motorvehicle 3 days ago.  Initially the only damage notice was a cracked front bumper.  However the driver later complained that he may be having transmission problems and then two days later he called to say that his head lamps were cracked.  What are some of the possible damages that may occur to a motor vehicle when you slowly back up into it?  What should I do next?

Answer
Hi Donna,

I wonder if the victim might be trying to add some things onto your repair bill.  Transmission repairs are expensive.  How could you have done transmission damage by backing slowly?  Here is what you will have to do.  Investigate with the use of a hired gun—an auto repair expert, or turn it over to your own insurance company.

Sure, it will result in an increase in your rates, but if they are going to tag you with $1,000 or so in repairs, you may as well use your own insurance.  

One cannot tell whether or not these claims are reasonable from afar.  What I would like to see you do is either: (1) report this to your insurance company ASAP; or (2) hire an expert to review the damages and to negotiate for you.  Here is an idea on using such an expert   
http://www.settlementcentral.com/page0457.htm  Hire YOUR OWN Auto Collision Repair Expert for Repair Negotiations & Supervision

For a just two hundred dollars someone will take a look at both vehicles and make a report whether your low speed could have caused this damage.

I trust that my time here has produced some information that has been of value to you, and thus I would respectfully request that you take the time to locate the FEEDBACK FORM on this site and leave some feedback for me.

Best Wishes,

Dr. Settlement, J.D. (Juris Doctor)
http://www.SettlementCentral.Com

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27 years of front line plaintiff`s trial lawyer experience in PERSONAL INJURY INSURANCE CLAIMS. Along with other attorneys and insurance adjusters, we have created a website to help injured people settle their own personal injury claims. With the help from feedback from hundreds of satisfied members, www.settlementcentral.com has become THE AUTHORITY for Internet personal injury insurance claim settlements. I am humbled and honored if people can benefit from my experience and current volunteer work in helping injured people. I hope I can explain things in a manner that is useful for the questioner. If not, do not hesitate to e-mail me and I will take a second shot at it! Best Wishes for your physical and financial recovery.

Experience



Life Experience: 27 years of front line plaintiff's trial lawyer experience

Organizations:
American Trial Lawyers Association
Washington State Trial Lawyers Association

Publications: (Click on Title to Read)
Statute of Limitations
Vehicle Accident
Accident--Adjuster
Demand Letters
Policy Limits

Education/Credentials: J.D. (Juris Doctor) 1977

Awards and Honors: I am humbled and honored everytime I am selected to help injured people. And when people give feedback that they have benefited from my experience and current volunteer efforts, then that is a double honor and award for me.
 

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