AboutAnne Expertise Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.
Experience I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.
Education/Credentials B.A. Economics/ Political Science
Awards and Honors I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.
Question My husband was in a high speed car accident last month. A truck crossed in front of him on the highway causing my husband to t-bone the truck totaling his car and the truck that had crossed infront of him. My husband suffered a sprained ankle, fractured sternum and whiplash. He spent two days in the hospital due to the pain in his sternum. It is unknown at this time how long it will be before he returns to his job as a police officer. His medical bills are around $4,000 and his hourly wage is $21.34/hr. The vehicle has been paid off by the insurance company. How much should we expect for medical, lost wages, and pain and suffering?
Answer Hello Heidi,
Your question is very hard to answer. A settlement estimate is hard to give with so little information. There are several factors and variables that you need to take into account (like how long is he going to treat and whether any of his injuries are permanent). In addition, the loss wages might include future loss wage, so it will be very hard to determine.
