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Auto Insurance Claims/Hit and Run Coverage
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Question
My truck was hit and run while parked on the street, the person was caught and did have insurance... however we did not have insurance on our vehicle at that time... will his insurance still cover the damage to my truck?
Hello Amber,
It depends. If the driver that caused the damage was a permissive user (the vehicle is not alleged stolen), then, you are very likely going to be covered. However, if the other insurance company has a exclusion against that specific driver or as I said, the driver stole the car and cause damages to you (the person responsible for the hit and run).
For more information about insurance claims and auto damages, visit:
http://www.auto-insurance-claim-advice.com/
Good Luck,
Anne.
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Answers by Expert:
Anne
Expertise
Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.
Experience
I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.
Education/Credentials
B.A. Economics/ Political Science
Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.
Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.
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