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Auto Insurance Claims/Insurance Claim Raising Rates

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Expert: - 12/1/2008


Question
Hey,
I backed into a rock accidentally, and damaged the rear bumper. Would submitting a claim to state farm raise my rates?

Thanks a lot,
John

Answer
Hello John,

Most likely not. However, it depends on different factors. How much damage (few hundred or few thousand), if there was damage to a third party (in case this rock is owned by someone), and your claim history (is this your first claim or the first claim this week?). You get my point.

Here is this article that deals with how and when you should make a claim without affecting your rates. Good Luck,

http://www.auto-insurance-claim-advice.com/when-not-to-file-an-auto-insurance.ht...

Good Luck
Anne.

Auto Insurance Claims

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Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

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