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Auto Insurance Claims/Question about coverage

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Expert: - 12/30/2008


Question
I want to know if a policy is not paid on time, but has not been cancelled and I have an accident and it's my fault, is coverage available for the other persons vehicle?

Answer
Hello Helga,

Probably not, but it depends. Some insurance policies have a “grace period.” If you are within the grace period, you might be okay. If however you are outside the grace period, the insurance company policy is not in effect, and therefore there would not be coverage.

For more information about auto claims, please visit:

http://www.auto-insurance-claim-advice.com/


Good Luck,
Anne.

Auto Insurance Claims

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Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

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