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Auto Insurance Claims/My parked legally parked car was hit.
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Question
I live in New Jersey. My car was parked legally in front of my house on the street and it was snowing. A car slid into it and hit the back side. Problem is it is not insured. The police came and cited the driver for bald tires. He said I must provide insurance at the police station (As my car was locked and I did not have the keys}.I fibbed in order to get a report for the damage. What do I do? I did not get insurance info from the driver.
Hi Michael,
I really wish that I could be of help, but New Jersey is one of the eleven states with no-fault insurance laws and all eleven are different.
My entire career has been spent in tort liability states.
I suggest that you go back to the allexperts personal insurance site,
click on INSURANCE LAW and redirect your question to Richard.
He is a no-fault administrator with New York City and in my opinion, the most qualified person on any of the allexperts insurance sites to assist you.
I hope this has been of help.
Sincerely,
Bennie
San Francisco Bay Area
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Answers by Expert:
Bennie719
Expertise
I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.
Experience
Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license.
I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.
Education/Credentials
not applicable
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