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Question
Hi! Over four years ago I resided in Ohio and a friend borrowed my car and drove it to Florida. He got in a accident in Florida(his fault) and my insurance covered him. Today, I received a summons that one of the people he hit is suing him, myself and my mother for $15,000 for bodily damages. Am I liable according to Florida law? Thanks!
Hi Dawn,
It is important that you make copies of this summons for your own record and immediately get the original summons to your insurance company (by hand delivery if possible).
It is normal that everyone connected with the car be named in a lawsuit. Names can always be deleted, but no new ones can be added after the suit is filed.
Your own insurance company is better equipped to answer the liability questions, tell you if the lawsuit was filed within the proper time frame and explain your limits of coverage.
I hope this information has been of help.
Your feedback by rating my answer will be appreciated.
Sincerely,
Bennie
San Francisco Bay Area
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Answers by Expert:
Bennie719
Expertise
I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.
Experience
Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license.
I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.
Education/Credentials
not applicable
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