Auto Insurance Claims/5 car collision

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Expert: Bennie719 - 4/27/2008


Question
What a great service you offer. I was in a 5 car accident with me being the last person to get hit while in Florida. Nothing serious but it creased the back bumper of my brand new truck. I was told by the insurance company of the person behind me that they were not liable and I should contact the persons insurance company who started the chain of events. I don't believe this to be true. Is it?

Thank You

Answer
Hi Royce,
You are being misinformed.  Every state has a law that requires a person to operate a vehicle in such a manner as to be able to bring it under control, do matter what unforeseeable incident happens on the roadway ahead.

The person that hit your back bumper (and their insurance company) are financially liable for your damages , just like you are financially liable if you hit the vehicle in front of you.

I hope you find this information to be helpful.
Your feedback by rating my answer will be appreciated.

Sincerely,
Bennie
San Francisco Bay Area

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Bennie719

Expertise

I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.

Experience

Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license. I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.

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