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Auto Insurance Claims/Accident while backing
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Question
Hi,
This is an accident in an apartment parking lot.
I was backing up my parking spot. As I reached almots half the way, the car on the other side started backing and hit me. The driver of that car says it is both of our fault. However, the damage spot should make it clear that I was mid way.
I had some minor damages (paint scraping) while the other car (an SUV) did not have any damage. Is it worth trying to pursue through insurance ?
The other car have have caused minor scratches in my car earlier too but happened in my absence and so I cannot prove it
Hi Krish,
Parking lot accidents are among the hardest type to settle because there are usually no witnesses. It simply becomes your word against hers and each of your insurance companies are required to accept your word of what happened until proven otherwise.
In this case, there is no way to prove otherwise.
It's really not worthwhile to pursue this through the insurance.
I hope this information is helpful.
Your feedback by rating my answer will be appreciated.
Sincerely,
Bennie
San Francisco Bay Area
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| Rating(1-10) | Knowledgeability = 10 | Clarity of Response = 10 | Politeness = 10 |
| Comment | I was guessing so too ... unless I can have a witness OR the other party is honest it cannot be proved | ||
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Answers by Expert:
Bennie719
Expertise
I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.
Experience
Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license.
I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.
Education/Credentials
not applicable
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