Auto Insurance Claims/Liability

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Expert: Bennie719 - 4/13/2008


Question
My sisters maid came to her with a bill for $600 claiming the lumpy, bumpy country driveway of my sister caused $600 in damage to her bumper. The maid has been working at the house every Saturday for 5 years. The driveway has been the same. When this supposedly occurred she did not come and say anything. I say we owe her nothing. I gave her an example as such...If I pulled a u turn into a driveway say if I was lost or something and I damaged my car on this strangers driveway I would not go back to the strangers house and ask them to fix their driveway and my car. She does not get it. Who is responsible for her car?

Answer
Hi Janet,
Your sister has no liability for the alleged damages that her maid sustained.  
If she actually damaged her car while driving in your sisters driveway, then it was probably due to a lack of driving skills.

I hope this information is helpful.
Your feedback by rating my answer will be appreciated.
Sincerely,
Bennie
San Francisco Bay Area

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Bennie719

Expertise

I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.

Experience

Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license. I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.

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