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Auto Insurance Claims/car accident, im not at falut.

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Expert: Bennie719 - 4/11/2008


Question
I have a 2007 Lexus 350 that had 13,300.00 in damage and frame was also bent. How do I go about filing a diminished 3rd party claim. I was NOT at fault. Was sitting at a stop light. No one in Calif can tell me what to do to protect myself. Its a leased car from Lexus.

Answer
Hi Madelone,
To establish diminished value amounts, you will need to hire a professional independent vehicle appraiser (at your own cost).

To learn more about diminished value you should visit www.collisionclaims.com . They have inspectors nationwide and can provide the appraisal documents as well as information and help on the claim process.
I hope this information is of help.
Your feedback by rating my answer will be appreciated.
Sincerely,
Bennie
San Francisco Bay Area

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Bennie719

Expertise

I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.

Experience

Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license. I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.

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