You are here:

Auto Insurance Claims/what happens at a EUO (auto theft claim)

Advertisement


Question
What is a EUO and is it the same as a polygraph test?  Why are they dragging me through all this BS!  There are still honest people with bad credit (that is what a friend told me why they are BS).

Answer
Hi John,
An EUO is a deposition under oath of the circumstances surrounding your claim.
Something about your claim has caused a 'red flag' of suspicion and now the insurance company wants more information under sworn oath.
The insurance company will be represented by one or more attorneys, there will be a court reporter to transcribe every word spoken and it's possible that the deposition will be filmed.
This is a serious situation that you do not want to walk into blindly.
I strongly advise you to secure legal representation to discuss the matter before the deposition and to be with you during the deposition.

I hope this information has been of help.
Your feedback by rating my answer will be appreciated.

Sincerely,
Bennie
San Francisco Bay Area

Auto Insurance Claims

All Answers


Answers by Expert:


Ask Experts

Volunteer


Bennie719

Expertise

I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.

Experience

Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license. I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.

Education/Credentials
not applicable

©2012 About.com, a part of The New York Times Company. All rights reserved.