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Auto Insurance Claims/Auto Accident Hospital visit

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Question
I got into a acccident on April 19,2008 and I did not see a doctor untill May 9, 2008 for a headaches I was getting since I have been driving. It was the other persons fault but since I waited so long(because I thought it would go away) are they still liable?

Answer
Hi Saba,
This 20 day delay in seeking treatment should present no problem
with your claim.
Many people wait several days to several weeks to seek medical care, hoping that the problem will "go away".
If you carry medical payment coverage on your own insurance policy, be sure to have your own company pay your medical bills instead of using your health insurance.
Also, please do not treat with a chiropractor.  The entire insurance industry is extremely anti-chiropractic and an injury claim based on chiropractor treatment only has a value of about 50% as opposed to treating with a Medical Doctor and prescribed physical therapy.

I hope you find this information helpful.
Your feedback by rating my answer will be appreciated.

Sincerely,
Bennie
San Francisco Bay Area

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Bennie719

Expertise

I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.

Experience

Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license. I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.

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