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About Richard Hixenbaugh
Expertise
Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience
I have been involved in the insurance industry for over 20 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 10 times.

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present clients
My company has done work for consumers nationwide.

 
   

You are here:  Experts > Autos > Auto Insurance > Auto Insurance Claims > Auto accident settlement

Topic: Auto Insurance Claims



Expert: Richard Hixenbaugh
Date: 5/12/2008
Subject: Auto accident settlement

Question
I feel out of a truck in 2001 and was hospitalized for months and had a traumatic brain injury.  After i got out of the hospital I was offered a insurance settlement, the driver was drunk, and i took it.  I now suffer everyday from the accident, mentally, physically, and emotionally.  I cant keep work because all my side effects, my docs are always putting me on meds and i cant make it through a day without anxiety, dizzyness, sweats, headaches..ect.  since i cant keep work and have heavy doctor and ER bills, could I reopen the case to seek more action??  I look forward to the answer!! Thanks

Answer
Hi Skyler,

I'm sorry for your situation.

Unfortunately, if you signed a release form at the time of the settlement, there is nothing you can do. When you sign a release form you are saying that in exchange for the payment you are accepting, that you will never be able to come back for any more money and you waive your right to file a law suit. The only exception would be if you could prove that you were not in a responsible state of mind when you signed the release form. But you would need to discuss that with an attorney.

I hope this helps
Richard Hixenbaugh

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