Expert: Bennie719 - 5/8/2008

Question
hello. will my insurance pay for my car, my car got out of control, rainy weather, truck hit - 2 occupants, minor damage, no one hurt, police came. no citations/ violations issued. 1) 2 other people my car, not seen by police because they left the scene, they did not want to be involved. do i have to tell claim adjuster their names. on police report - 3 occupants listed for my car. then below on report for persons involved in accident - my name along with the other 2 guys in the truck. will the insurance contact the guys from the truck to get their side of the accident.

Answer
Hi Mimi,
Since you carry full coverage, your insurance company will pay the full amount to repair your vehicle, less your deductible.

When you report this accident to your insurance company, you need to give them the names of ALL occupants of the vehicle.

Your company is not interested in getting their side of the story, but they do want to get a signed release saying that they are not injured so you don't get suprised with a lawsuit a year or two from now.

I hope you find this information to be helpful.
Your feedback by rating my answer will be appreciated.

Sincerely,
Bennie
San Francisco Bay Area