Auto Insurance Claims/valet accident

Advertisement


Question
I'm a valet attendant. Recently i had an car accident with a public car, i was told to pay $500 as required for the personal liability excess which is non-refundable. As a valet attendant, should i be bearing the cost or the valet company should be bearing the cost? I did not sign any formal contract  when i first started work as a valet attendant. Please give me your advice. Thanks a lot.

Answer
Hello Bryan,

Yes and No. Let me explain…

If you were working and doing a job related task (i.e. Parking a car), you were acting in the scope of your employment. This means that the parking lot, hotel, restaurant or whatever your employer is, would be liable for your actions. They would be responsible for the damage to the ultimate consumer. So yes, they would have to pay for your negligence (you hit the car by mistake).

However, depending on the facts, it is possible that your employer try to seek compensation from you (from a legal stand point) and you might have to reimburse them the damages. This can be argued because you are an agent of your employer and the law of Agency and Partnership might shield you, but this would have to explore with more facts.

Good Luck,
Anne
http://www.SpokaneLegalHelp.com

Auto Insurance Claims

All Answers


Answers by Expert:


Ask Experts

Volunteer


Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

©2012 About.com, a part of The New York Times Company. All rights reserved.