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Auto Insurance Claims/auto accident while working for employer

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Expert: - 7/25/2008


Question
My personal car was being used for my employer and got hit by a deer. My insurance does not cover damage. Can my employer be forced to pay?

Answer
Kevin,

It really depends on all the arrangements that you have with your employer. Coverage like this will be a very "factual" thing. It depends on how your employer - employee agreement was drafted. It also depends on if you are being paid for gas/mileage.

Your state law also place a huge part on this.

Good Luck,
Anne

http://www.auto-insurance-claim-advice.com

Auto Insurance Claims

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Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

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