AboutAnne Expertise Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.
Experience I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.
Education/Credentials B.A. Economics/ Political Science
Awards and Honors I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.
Question I was in an accident, 100% other drivers fault. He rear ended me doing 45mph. His insurance, Metlife, has accepted liability.
My car was totaled with around $9800 in damages. They came to me with a FMV of $10,598. This was provided by the CCC valuation program. My car was an '06 in above average condition with only 21k miles on it. They used comparables for the FMV with milage of 40-70,000miles and they were all 50 miles or more away. My auto still had full bumper to bumper warranty.
Needless to say, I did not accept the offer yet. Is there any law or information on how a car must be valuated fairly? I feel like i am getting screwed!
You should also consider getting this eBook. They have very good techniques and ways to get the best settlement possible. The cost is $15 (I think), which is well worth the investment. http://www.auto-accident-blog.com/go/Total-Loss-Ebook.php
You are on the right track. There is way too much of a milage difference. Those vehicles are not comparable to yours. Also, they are NOT in your market. They cannot be FAIR MARKET as they are in OTHER MARKETS. Do you follow me. If they are going to look at vehicles 50 miles out, then ask for your time and mileage traveling 50 miles to get a car.
