Expert: Doctor Settlement - 8/23/2008

Question
I was involved in a minor car accident about a month ago where the other
party ran a red light and hit the front end of my car as I was making a left
hand turn. I asked the other party if she had been hurt and she repeatedly told
me that she had not. She also admitted fault at the scene of the accident. I
reported to the insurance company in my claim that I and my passenger had
not been injured nor had the other party, however she is now insisting that she
had been injured in the accident. She has also aquired an attorney in the
matter who has told her to refuse to speak with the insurance company about
the accident. I was wondering if she  could sue me for damages (including her
"injury") and if I should seek legal counsel in this matter.

Answer
Hi Allie,

No, you do not need an attorney, BUT you need to report these facts to your insurance company ASAP.  Your insurance company will defend you if you are sued, so you do not need to hire an attorney.  If you are sued, then be sure to give any summons and complaint to your company just as soon as you can inasmuch as those documents have a time bomb: the plaintiff can get a default judgment if there is no written apprarance from your side.

Your witness will buttress your report that the claimant admitted fault, so don’t worry about liability issues: your company will straighten all of that out.

Best Wishes,

Dr. Settlement, J.D. (Juris Doctor)
Www.SettlementCentral.Com