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Auto Insurance Claims/Recovery of deductible

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Expert: - 8/23/2008


Question
My 18 year old daughter let a 18 year old friend use her car, the friend promptly drove it into a ditch.  The friend was sited for reckless driving.  My insurance paid for repairs exceeded $8K, I've requested reimbursement of the deductible ($500.00)from the parents to no avail, can I sue the 18 year old in small claims for the deductible.

Answer
Hello Gil

That is about your only venue. Your insurance company covers her as “an insured,” so they already paid for the loss. If she was entrusted with the car and crashed it, then she was negligent and must pay (or her parents). She assumed the responsibility when she drove.

For more information about small claims court, visit:

http://www.auto-insurance-claim-advice.com/small-claims-court.html

Good Luck,
Anne
http://www.SpokaneLegalHelp.com  

Auto Insurance Claims

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Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

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