AboutAnne Expertise Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.
Experience I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.
Education/Credentials B.A. Economics/ Political Science
Awards and Honors I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.
Question Well I was backing out of the parking lot and immediately stepped on the breaks when i felt my car hit something. I was already more than halfway out of my parking space and at first i thought i hit a parked car but i noticed these woman in there that were backing out. My car took in a small unnoticeable scratch but their car was a bit more noticeable. They were wanting to fill out a withdrawal claims form. What is a withdrawal claims form? Is it my insurance that pays for them? Personally, the scratch is just small so I don't want to call my insurance company about having it fixed.
Answer They can try to withdraw the claim and see if they themselves want to fix their vehicle. This can be problematic however. Are they saying that you will pay for their damages? Parking lot claims are very difficult and you need to make sure you are not “at fault.” Some people will say that they will withdraw a claim but they expect you to pay for their damage.
If you believe that you are at fault (does not sound like you are 100%), then you can pay them out of pocket if the damage is minimal. If there is a dispute, it is good to have insurance involved to sort it out.
