Auto Insurance Claims/claim check

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Expert: - 9/23/2008


Question
My husband backed into a pole- no pole damage, after going to the drive thru claims office, we received a check from our insurance carrier to make repairs on our vehicle- (slight bumper damage- minus deductable,,the check was alittle over $600.) Is there a NYS law that says we HAVE to make the repairs? or a time limit?
Thank you

Answer
No Joan, you can keep the money. It is your car and you can do as you please with it. That is the reason why the insurance company gave you a check, otherwise they would have paid a bodyshop directly.

Sometimes, you are required to pay the bank if there is a loan, but if your car is free and clear, you can keep the funds.

Good Luck

Anne.

Auto Insurance Claims

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Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

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