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Auto Insurance Claims/time limit on filling claim

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Expert: Bennie719 - 1/18/2009


Question
I'm a truck driver that was delivering freight to a car dealer ship while exiting the property corner of trailer hit dealer ship sign next to building.almost two months before claim was filled amount seems higher then seen damages what right do I have,may be terminated because of incident.

Answer
Hi Jeremy,
The fact that you made a delayed report will have no bearing on it being paid by the insurance company.

I imagine that your company is more upset about the time delay than the amount.  You had a responsibility to make immediate notification to your employer and the insurance company.

As far as the amount is concerned, it has been inspected by your employers insurance and found to be accurate.

I don't see anything that you could do at this point to mitigate the situation.

Bennie
San Francisco Bay Area

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Bennie719

Expertise

I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.

Experience

Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license. I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.

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