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Auto Insurance Claims/who's at fault for an accident

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Question
Hi
I pulled out of a junction this morning and checked both left and right before i did so and there were no cars in either direction.  By the time I had pulled out a car had come round the corner and although seemed to be going at average spped didnt brake to avoid hitting me and clipped the back corner of my car.  Whose at fault?

Answer
Hi Natalia,

Being based in the U.S. I am not familiar with U.K. law or liability determinatin, however, based on your description I would say that it may be determined to be 50/50 liability. You would be considered to be 50% at fault for proceeding through a right of way. The other driver would be considered to be 50% at fault for not taking evasive action.

Keep in mind that I am only reading your side of the story. Certainly the other driver may have a different version. The insurance claim adjuster will take more specific statements from both drivers and will make a liability decision accordingly.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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