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About Ron Cercone
Expertise
How to handle automobile total loss claims. I am the president of UClaim and contribute to InsuranceClaimHelp.org .

Experience
28 years adjusting claims since 1980. 15 years for insurers. 14 years for policy holders as a public adjuster since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.

Organizations
CAPIA (California Association of Public Adjusters).

Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim .

 
   

You are here:  Experts > Autos > Auto Insurance > Auto Insurance Claims > Got hit on the side.

Auto Insurance Claims - Got hit on the side.


Expert: Ron Cercone - 10/30/2009

Question
Hi, I was driving straight on a road and another car came out of a shopping mall and hit the side of car.  My car was damaged on the driver side door, rear door and bumper.  We (me the other driver) exchanged information and I reported to my insurance company.  Unfortunately, there was no witness to it and I am worried if the other driver would report something different and end up I had partial fault even though I had the obvious right of way.  Could you tell me what my chances are and whether I am worrying too much?  Would adjusters look at how the car is damaged and decide who is wrong?  Thanks!

Answer
Well now you know why its a good idea to call or wait for the police to come out. People can change their mind and make up stories and rationalize it the more time they have. But in your case, yes, the vehicle physical damage areas should work in your favor. But you may have to tell it to a judge if the other adjuster tries to bully you.

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