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Auto Insurance Claims/got injured in accident

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Expert: - 10/31/2009


Question
hi,i got in accident last week. i was with my friend in his car. he was the driver. he hit other vehicle on lights because he was driving 60 miles per hour tried to pull the brakes but it was too late. obviously its his fault.and i got hurt real bad.ambulance took me  to emergency hospital. no i got a 4000  dollar bill from hospital. i wana ask u if his insurance will recover me.

Answer
If he has "Medical Payments" coverage it will cover your medical bills up to the policy limits. And if he was at fault, his "liability coverage" will cover other stuff like pain and suffering, lost wages and any other compensation you could get in court. You should get an accident attorney if you had "hard injuries" like broken bones, torn ligaments, and ongoing pain etc.

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Ron Cercone

Expertise

How to handle automobile total loss claims. I am the president of UClaim.com, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.

Experience

I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.

Organizations
CAPIA (California Association of Public Adjusters).

Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim.com .

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