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About Ron Cercone
Expertise
How to handle automobile total loss claims. I am the president of UClaim and contribute to InsuranceClaimHelp.org .

Experience
28 years adjusting claims since 1980. 15 years for insurers. 14 years for policy holders as a public adjuster since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.

Organizations
CAPIA (California Association of Public Adjusters).

Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim .

 
   

You are here:  Experts > Autos > Auto Insurance > Auto Insurance Claims > got injured in accident

Auto Insurance Claims - got injured in accident


Expert: Ron Cercone - 10/31/2009

Question
hi,i got in accident last week. i was with my friend in his car. he was the driver. he hit other vehicle on lights because he was driving 60 miles per hour tried to pull the brakes but it was too late. obviously its his fault.and i got hurt real bad.ambulance took me  to emergency hospital. no i got a 4000  dollar bill from hospital. i wana ask u if his insurance will recover me.

Answer
If he has "Medical Payments" coverage it will cover your medical bills up to the policy limits. And if he was at fault, his "liability coverage" will cover other stuff like pain and suffering, lost wages and any other compensation you could get in court. You should get an accident attorney if you had "hard injuries" like broken bones, torn ligaments, and ongoing pain etc.

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