Auto Insurance Claims/Am I liable?

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Question
I hit a truck next to me while backing out slowly. The police came and we all agreed there was no damage. The officer made us exchange numbers anyhow. 2 days later the guy is saying that there is a scratch which there may be. But 3 days later he called saying his front end is shaking when he goes over 45 mph. I don't think that I could have caused damage like that cuz I only bumped him. I have a feeling that this guy is trying to use this to get a free car fix for what may have been a preexisting problem. What should I do?

Answer
Hi Casie,

You should call this guy and tell him that there is no way that the little scratch that you caused could have caused damage to his front end. If his car is shaking at 45 mph, he either needs to have his tires balanced or he needs a front end alignment, neither of which could have been caused bu the minor bump.

Also tell him that if he contacts you again that you will turn the whole thing over to your insurance company to investigate him for fraud.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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