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Auto Insurance Claims/California Loss Of Use Limitations

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Expert: - 11/27/2009


Question
In California,are there any limitations on the number of days an Insurance company can be liable for Loss of Use? Insurance company has accepted liability for loss but is claiming a 10 day limit on the Loss of Use compensation. The claim took over 30 days to work through their system before the insurance company even acknowledged liability.  

Answer
Hi Steve,

No there is no limit. The insurance comppany is making stuff up in an attempt top steal your money.  You should tell them that if there is a law that limits what they have to pay to 10 days, they should provide you with a copy of the law or the statute number so you can look it up. Otherwise they should shut up and pay you what they owe.

I hope this helps
Richard Hixenbaugh  

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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