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Auto Insurance Claims/Medical Authorization

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Expert: - 11/27/2009


Question
Are you saying that you have to sign a medical release for things even prior to accident date?  

Answer
Hi Phillip,

The insurance company ig going to look into your past medical conditions to see if any of the claims you are making are related to any prior conditions. So yes, they will be trying to obtain your entire medical history to see if there is anything they can use against you.

If you have further questions about this or if you do not want to let them pry into your past, you shgould consult with an attorney.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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