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Auto Insurance Claims/What is the expected outcome

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Expert: Charlie Barone - 11/7/2009


Question
Yesterday evening while stopped in highway traffic I was rear ended by a 18 wheeler who in return pushed me into the vehicle ahead of me. Both my car %26 the car in front experienced damages. I had know insurance being I hadn't made a payment since June what usually happens in this scenario? (Both drivers were insured)

Answer
Typically the insurance company or the driver of the car you hit will go after the truck owner for the cost of repairs and any liability for the accident. You may be fined for driving without insurance, however. Your car's damage will nevertheless be paid for by the truck owner or insured party.

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Charlie Barone

Expertise

For questions involving auto damage claims, collision repair, forensics, industry practices, we can help. We specialize in claims for loss of resale value (Diminished Value).

Experience

I have 30 years experience in the collision repair and body reconstruction field, both hands-on and from behind the desk. I hold a Master Certification from ASE in the Body and Paint category, as well as their certification in Estimating. I have authored over 120 feature and training articles for the largest trade journal devoted to the collision repair industry, and have given expert testimony in court dozens of times. Licensed physical damage appraiser in Pennsylvania and reciprocal states.

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