Auto Insurance Claims/insurance title

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Expert: - 11/12/2009


Question
i am a wholesale dealer and i bought a vehicle at a manheim auction that was announced clean title was not announced as an insurance vehicle ,when i did a car fax on the vehicle later found that the vehicle had been declared a total loss .my question is can an insurance company sell a vehicle that they have declared and reported a total loss as a clean title vehicle
the tile is from michigan and the vehicle was sold in missourri

Answer
Hi Norman,

As far as I know there should always be an announcement of a salvage or rebuilt title if the auction is aware of it. However, as the purchaser of the vehicle, finding out that the vehicle was sold to you in a condition that was other than presented, you have the right to arbitration with Manheim. You should contact them and explain the situation and find out the procedures for filing for arbitration.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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