	AllExperts > Auto Insurance Claims
	Search

About Ron Cercone
Expertise
How to handle automobile total loss claims. I am the president of UClaim and contribute to InsuranceClaimHelp.org .

Experience
28 years adjusting claims since 1980. 15 years for insurers. 14 years for policy holders as a public adjuster since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.

Organizations
CAPIA (California Association of Public Adjusters).

Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim .

You are here: Experts > Autos > Auto Insurance > Auto Insurance Claims > loss of use

Auto Insurance Claims - loss of use

Expert: Ron Cercone - 11/6/2009

Question
I was without a vehicle for 45 days, and now the insurance company is offering me $10 a day for loss of use- that seems too low to me. Is there a minimum amount for loss of use?

Answer
If this is a claim against the other drivers insurer, they owe you what it would cost to rent a car like yours per day. The time would be from the date of accident to when they make a "reasonable" or fair payment. So if they tried to lowball you and after 30 days of arguing they agreed to pay more on the car, then add that to the rental time. IMO it would be reasonable to allow 14 days to find and buy a replacement vehicle once you know the amount you have to work with.

Add to this Answer Ask a Question