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Auto Insurance Claims/Guy lied to his insurance company

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Question
Greetings. I was recently involved in a car accident where the other party hit my front driver side bumper. Once he hit me, I instinctively tried to avoid any further damage from the collision, as my passenger side tires and wheels struck the curb to my right.  His insurance adjuster explained to me the damage to my tires and wheels could have happened at any time before the accident. What are my rights and I can I prove that the other party is lying at this point? Thank you in advance for your help on this matter.

Answer
Hello Steven,

1. Exactly what did you do "to avoid further damage that caused damage to your tires"? How does running into a curb avoid further damage? These are the type questions you will get if you go into court.

2. The burden of proof is on you if you sue the other driver. So what proof do you have that the damage was not there before the accident? Is a shop willing to say your tire damage is "fresh" for example? Do you have pictures of tire marks on the curb? If its only your word against the other driver, I doubt you will win.

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Ron Cercone

Expertise

How to handle automobile total loss claims. I am the president of UClaim.com, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.

Experience

I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.

Organizations
CAPIA (California Association of Public Adjusters).

Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim.com .

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