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Auto Insurance Claims/Parked Car
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Question
Hello,
I was parked in a red zone and a car backed into mine. It didn't cause much damage however my bumper has a huge dent and is hanging a little. The lady try to put the blame on me however I confronted her and she accepted liability. Is there anything I should worry about? Her adjuster has contacted me already however I haven't had sufficient time to respond.
Hi Daniel,
Her insurance company may try to place some of the blame on you for being illegally parket. However, you should not accept any liability. The fact that you were parked and not moving removes any liability from you. Since she hit a stationary object, she is 100% at fault.
I hope this helps
Richard Hixenbaugh
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Answers by Expert:
Richard Hixenbaugh
Expertise
Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.
Experience
I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.
Organizations
Society of Certified Auto Appraisers
Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.
Past/Present Clients
My company has done work for consumers nationwide.
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