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Auto Insurance Claims/insurance release forms

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Expert: - 12/7/2009


Question
Is there an insurance release form that agrees to pay medical bills, from the date of the auto accident until up to at least one year later?  Or must an accident victim sign away rights to future medical compensation in order for the insurance company to pay medical bills occurring soon after the auto accident?  

Answer
Hi Carol,

No auto insurance company pays medical bills as they are incurred. There will be a one time lump sum settlemnt after all of your treatment is completed. The amount agreed to will only be paid in exchange for a signed release form that completely discharges any and all claims from the accident.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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