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Auto Insurance Claims/dui
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Question
a minimal liability policy was issued to an individual with 2 previous dui's. a 3rd dui has now resulted in a death. (head-on collision blood alcohol level 3 times over legal limit). any action against insur. co.? (Nevada)
Hi Joe,
No. it was the drivers negligence that caused the accident that resulted in the persons death, not the insurance company issuing a minimal policy. Besides, it was also the driver that opted to purchase the minimal policy, the insurance company did not force them to puy such minimal coverage.
I hope this helps
Richard Hixenbaugh
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Answers by Expert:
Richard Hixenbaugh
Expertise
Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.
Experience
I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.
Organizations
Society of Certified Auto Appraisers
Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.
Past/Present Clients
My company has done work for consumers nationwide.
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