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Auto Insurance Claims/Recorded Statement?

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Expert: - 3/25/2009


Question
Hello,

Do I have to give an insurance company a recorded statement by law?

Can I just give them a written statement?

Thanks.

Answer
Hi Daniel,

This would depend on if you are dealing with your own insurance company or another persons insurance company. If it is your own then you should submit to the recorded statement. Your policy requires you to cooperate with the investigation of any claim. If you refuse, they can deny your claim for noncooperation. If it is someone elses insurance comapny then you can refuse to provide a recorded statement and simply provide a written statement. You can ask them to submit to you a list of questions in writing and then you will answer them.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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