Auto Insurance Claims/auto accident

Advertisement

Expert: - 3/30/2009


Question
my son was in a minor fender bender,no one was injured and there was only a dent in the other car.the car is in my name and it is insured.will this show up on his record if he was to get his own insurance,or will it show up on me..or both

Answer
Well, it shows on your policy for your own insurance company. It will affect both of you on your own insurance company (say USAA).

If he goes on his own and gets a policy with USAA it will affect both of you. If goes with another company, then that company will look at the driving (and claim record) and hold that against him. You will probably be able to your policy "clean" once he lives as he is no longer a driver under the policy.

I hope this helps,

to learn more about car accidents and insurance claim, please visit:

http://www.auto-insurance-claim-advice.com

Auto Insurance Claims

All Answers

Answers by Expert:

Ask Experts

Volunteer

Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

©2012 About.com, a part of The New York Times Company. All rights reserved.