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Auto Insurance Claims/auto accident with uninsured motorist

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Expert: - 3/18/2009


Question
My brother-in-law was driving his cab and t-boned.  The at-fault driver is uninsured and his cab co. has a max payout of $30K for injury.  He needs surgery totaling 200-300K.  Can he use own insurance coverage to cover these costs?

Answer
Hello Michelle,

Most likely not. He was working and probably needs a business policy. Auto policies usually excludes, cabs, pizza delivery, paper routes, etc. However, he can file a claim and see where they this would take him. There might be coverage, but generally there is not.

Good Luck
http://www.auto-insurance-claim-advice.com/

Auto Insurance Claims

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Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

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