Auto Insurance Claims/vehicle loss

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Expert: - 3/18/2009


Question
How do determind what to settle for when your vehicle is totaled and do I have a choice for settlement

Answer
Hello Ron,

Settle for whatever makes you happy. What do you think your vehicle would sell for? I'm not sure what you mean by "choice for settlement". The insurer owes you for the market value of your car, what it would sell for. As to the salvage, they will get rid of the car if you don't want it. If you want to keep the car after it was totaled out, then the insurer gets to deduct some money from your settlement.

Dealing with your own insurance is different than dealing with the other drivers insurance. If you want many pages of detailed information on how to get a fair settlement on the vehicle, as well as other issues such a rental car, loss of use, salvage, repair versus total loss, etc. go to the products page at UClaim.com and look at the automobile section on various manuals.

Auto Insurance Claims

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Ron Cercone

Expertise

How to handle automobile total loss claims. I am the president of UClaim.com, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.

Experience

I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.

Organizations
CAPIA (California Association of Public Adjusters).

Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim.com .

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