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Question
hi i was in an auto accident where a drunk driver ran a stop sign and i T boned his car. he was at fault and my car was totaled. my first question is my car is only valued at 2000 and thats what the adjuster offered me. will i be able to ask for more for the trouble of getting a new car?
Second question is i am seeing a chiropractor for my injuries. How much should i ask for in my liability claim. or should i speak with a lawyer?

Answer
Hi Chris,

If you feel that the offer of $2000.00 is fair for your car, then you should accept the offer. Unfortunately, you are not able to be paid extra for the inconvenience of looking for another car.

As for your injury claim, you should visit www.collisionwizard.com . This is a website produced by the Better Busines Bureau Video Series. It will help you keep track of all of your medical bills and will also help determine an appropriate settlement. It will also help you prepare a demand package to help get the process started.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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