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Auto Insurance Claims/Hubcap Damaged Hood

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Expert: Charlie Barone - 4/3/2009


Question
The car in front of me cut over pretty close to the front of my car, his hubcap came off, bounced up and hit my hood, windshield, and roof.  I was not able to get him to pull over, but was able to get the license plate info.  Is he responsible for my damage?


Answer
Yes, he is liable for the damage his loose part caused to your car. Contact the local police department to report the incident, then call your insurance company and report the claim. Once the police do their investigation and determine that is hubcap is missing, you should be able to file a claim with his insurance company.

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Charlie Barone

Expertise

For questions involving auto damage claims, collision repair, forensics, industry practices, we can help. We specialize in claims for loss of resale value (Diminished Value).

Experience

I have 30 years experience in the collision repair and body reconstruction field, both hands-on and from behind the desk. I hold a Master Certification from ASE in the Body and Paint category, as well as their certification in Estimating. I have authored over 120 feature and training articles for the largest trade journal devoted to the collision repair industry, and have given expert testimony in court dozens of times. Licensed physical damage appraiser in Pennsylvania and reciprocal states.

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