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Question
I had a wreck this past sunday in a private parking lot. It was my fault, but it only hurt my car. We didn't call the police because it was on private property and he wasn't worried about it. I want to file it on my insurance, but I don't know how to go about doing it.
DO I still need a police report and if so, what do i tell them? I have full coverage insurance, comp and collision.
Thanks.
Hello,
You can still file the claim. The longer you wait the harder it will be to adjust the claim. You do not need a police report as long this is not a hit and run (which it does not sound like it is).
You can tell the ins company what happened with the police and have them come out and evaluate your damages.
For more information, please see:
http://www.auto-insurance-claim-advice.com/
Good Luck,
Anne
http://www.quirogalawoffice.com/
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Answers by Expert:
Anne
Expertise
Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.
Experience
I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.
Education/Credentials
B.A. Economics/ Political Science
Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.
Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.
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